Introducing Travel and Expense Solutions
Connecting Concur Travel & Expense to End-to-End Business Process
Exploring the Key Products of Concur Travel & Expense
Extending the Value of SAP Cross-portfolio Components with Concur Travel & Expense
Connecting Concur Travel & Expense to Industries

Summarizing Key Capabilities of Concur Travel & Expense

Objective

After completing this lesson, you will be able to explain the key capabilities of SAP Concur Travel and Expense solutions.

Concur Expense

Review the following video for an overview of how Concur Expense works, including its features and benefits.

Take a self-guided tour of Concur Expense to see how the solution works in real life: https://www.concur.com/self-guided-demo-travel-and-expense

Customer Learning Journey

For a full user learning journey to support new Concur Expense customers, visit the SAP Learning site. Enter "Getting Started with Concur Expense Learning Journey for Customer Users" into the search box on the home page.

Summary

  1. SAP Concur consolidates expense, travel, and invoice spending in one system, offering visibility into transactions, improved compliance, and simplified processes for both employees and administrators.
  2. Concur Expense assists with expense reporting by capturing data from receipts, automatically generating transactions, and consolidating expenses with credit card and travel booking information. It also has built-in audit rules and notifies users of incomplete entries to ensure accurate reports.
  3. Managers can use the SAP Concur mobile app to review and approve expenses on the go, while easy-to-use dashboards provide a clear look at spending patterns. Concur Expense also features financial connectors that integrate with ERP, CRM, HR, and accounting systems for a unified view of spend data.

Concur Travel

Concur Travel helps an organization stay compliant with their specific policies, while also making it easy to change travel plans as needed, no matter where and when those changes arise. Customers get transparency and visibility into employee spend, the ability to enforce policy, and the ability to make intelligent spend management decisions. With so many travel options to choose from, we empower employees to make the right choices with Concur Travel.

Review the video to learn more about how Concur Travel simplifies business travel booking.

Summary

  • The redesigned travel experience offers enhanced search capabilities, allowing travelers to easily find airports and hotels near specific destinations like corporate offices or conference centers.
  • Travelers can make environmentally sustainable choices with access to emissions data and comprehensive overviews for flights and hotels, aiding in understanding spending patterns and travel impact.
  • The booking process is enriched with dynamic media, intuitive maps, and detailed flight data, ensuring a personalized and informed travel arrangement.

Building a Unique Booking Experience for Travelers

The new Concur Travel solution was rolled out globally in 2024. We've worked to create a tool that is easy and intuitive to use. The new tool provides business travelers with a booking experience similar to what they are accustomed to when using consumer booking tools. The new platform allows us to continually introduce new features and functionality to benefit both travel managers and travelers.

Concur TripLink

Travelers often want flexibility and control over their own travel bookings, and book their business travel directly with suppliers. This can cause issues for travel managers and finance leaders as there is no visibility into this spend until it's submitted in the traveler's expense report. To solve this challenge, Concur TripLink helps customers manage travel across various booking channels by capturing itineraries and integrating them into their SAP Concur solution. These integrations provide broad visibility into spend and duty of care, with increased use of company contracts and negotiated rates, while employees enjoy flexibility and ease of use.

Review the following video to learn more about Concur TripLink.

Summary

  • SAP Concur offers tools like Concur TripLink and TripIt Pro for managing business travel, enhancing safety, compliance, and spend management.
  • The Concur TripLink Hub enables travelers to integrate their own preferred traveler programs, for example frequent flyer accounts, with SAP Concur, allowing direct bookings with preferred suppliers and the seamless application of corporate rates.
  • With the Concur TripLink Partner Network, travelers can switch between personal and business profiles for bookings, ensuring negotiated rates apply and reservations sync with SAP Concur for easy expense management.

Working with Travel Management Companies

Did you know that every booking made through Concur Travel is processed and fulfilled by an SAP Concur TMC (Travel Management Company) Partner? TMCs have knowledge of the travel industry and their advice and expertise enhances customer understanding and the traveler's experience. Those in charge of travel arrangements understand the importance of getting the most out of their corporate travel program and a TMC is essential for this. TMCs provide a complete solution from travel planning and booking, visa advice and duty of care reporting, to event sourcing and booking.

Three women sat around a laptop on a desk with a big yellow map of the world on the white wall behind them,

When it comes to an integrated travel solution, our TMC partners are at the heart of Concur Travel. Our combined services provide critical components of a truly managed travel program. Every Concur Travel transaction needs a TMC to fulfill the transaction and provide value-added support and services. As experts in today’s travel landscape, TMCs work with our shared customers to configure Concur Travel to each customer’s unique needs. Together, TMCs and Concur Travel deliver policy and itinerary management, approval, bookings, payments, duty of care, compliance, reporting, and forecast.

Complete by SAP Concur and Amex GBT

In today's dynamic business environment, managing travel and expenses (T&E) efficiently is crucial. Imagine a scenario where a company faces challenges like fragmented travel content, disconnected data across systems, and increasing demands for cost management. SAP Concur and American Express Global Business Travel (Amex GBT) have formed a strategic alliance to address these pain points and revolutionize the T&E experience.

The strategic alliance between SAP Concur and Amex GBT introduces Complete by SAP Concur and Amex GBT, a reimagined T&E experience driven by AI. This collaboration aims to provide a unified road map, a shared vision, and a single team to optimize the traveler experience, enrich the travel management toolkit, and expand travel content.

Four mobile phone screens of the new mobile version of Complete by SAP Concur and Amex GBT: welcome, home with $2,330 expense report and Seattle–London trip, and a “You’re all done” message.

Key Benefits of Complete

  • Single Platform: Complete combines booking, servicing, and expense management into a single, integrated platform. This eliminates the need for multiple systems and streamlines the entire T&E process.
  • Connected Data Ecosystem: By connecting data from previously siloed systems, Complete enables deeper insights into T&E spending and patterns. This allows for better cost management and informed decision-making.
  • Comprehensive Travel Marketplace: The alliance provides access to a comprehensive and unified travel marketplace, offering a wide range of content and technology options.
  • Enhanced Duty of Care: With enhanced duty of care support, companies can better protect their employees while they are traveling.
  • Transformational AI: AI is applied across the entire user experience, automating tasks, personalizing recommendations, and improving efficiency.

And while Complete is new, it's built on the foundation of Concur Travel & Expense. Existing SAP Concur customers can benefit from the new key benefits but still use the same shopping, booking, and expense experience they're familiar with.

Complete booking interface showing departing flight options from Miami (MIA) to Frankfurt (FRA), with desktop and mobile views listing airlines, times, prices, and fare classes.

Development Timeline

Complete was launched in October 2025 and will be continually enhanced and developed over time. Upcoming features are:

InnovationDescriptionTimeline
Enhanced highlighting of Preferred Extras rates on hotel rate displayWe promote the savings opportunity that PE rates represent and help the travel manager demonstrate that the process is offering savings–with terms and amenities that are more appropriate for business travel than some of the deals available on supplier websites.Q4 2025
Exclusive Hilton Honors rewardsTravelers using Complete to book their business travel can access exclusive Hilton Honor rewards. For example, reaching higher tier levels in the Hilton Rewards program sooner than standard travelers.Q4 2025
Agentic AI-enriched traveler chat on Complete desktop and mobile appWe're integrating Joule, SAP's AI copilot, into Amex GBT's servicing via chat. This puts the best of both platforms into the travelers’ hands to unify the experience and deliver intelligent, and immediate, assistance.Q1 2026

Resources

To keep up to date with Complete by SAP Concur and Amex GBT, visit www.concur.com. Complete will have its own Product Roadmap alongside other SAP Concur solutions, check back for updates.

The SAP Concur Mobile App

The SAP Concur mobile app is a natural extension of the SAP Concur full-featured, web-based service. The mobile app is available to all Concur Expense customers. The solution allows employees to do the following: view travel details, add expenses to an expense report, create and submit expense reports, capture receipt images, and allows managers to approve expense reports. With an intuitive interface and quick adoption rate, our mobile app helps customers capture more data so they can get detailed, real-time insight into all their spend.

A smartphone displaying the SAP Concur app interface. The screen shows an April expense report totaling $2,330.00, a trip from Seattle to San Francisco, a scheduled drive, and available expenses including a business meal. The bottom menu includes Home, Expense, Travel, Approvals, and More options.

Don't Forget to Download the App

We recommend that all customers download the SAP Concur mobile app from wherever they download their apps. The SAP Concur mobile app is proven to boost adoption rates and reinforce travel and expense policy compliance.

The image shows the SAP Concur app listing in an app store. It has a rating of 4.5 stars from 125K reviews, is categorized under Business, and is ranked No. 35. The app is currently installed, as indicated by the OPEN button.

ExpenseIt

ExpenseIt is a value-added service in the SAP Concur mobile and desktop app that turns receipts into expense line items and sends them directly to Concur Expense for the customer. It makes submitting receipts, creating expense reports, and getting reimbursed quicker and easier.

ExpenseIt allows a user to take a picture of a receipt at the time of the expense using an iOS or Android mobile device. It uses various techniques, including AI machine learning models, individual user history, and Optical Character Recognition (OCR) to read and identify critical values from a receipt. Using these techniques, ExpenseIt identifies the amount, currency, date, location, vendor, and hotel itemizations, even on handwritten receipts. ExpenseIt also predicts the expense type and payment type, and then creates an expense based on this information - all automatically. This means customers can spot out-of-policy spend faster, get a tighter reign on compliance, and better control their costs.

Review the following video to learn more about how ExpenseIt works.

ExpenseIt and Receipt Analysis Agent

To predict most fields, ExpenseIt uses the Receipt Analysis Agent with traditional OCR technology to extract text from a receipt. It then uses these AI tools to analyze the text on the receipt, evaluate available contextual data, and make the best prediction possible. For example, let’s say there is a receipt that doesn’t list the address of the vendor. ExpenseIt’s Receipt Analysis Agent will evaluate available data such as the vendor name, expense type, your user’s Concur Travel trip data, and the transaction date. With this contextual data, the agents can find and add the missing location to the expense entry.

Summary

  1. Reduces lost receipts and data entry errors. Receipts are digitalized on the go and users no longer need to track paper receipts.
  2. Captures handwritten total amounts. ExpenseIt captures the total amount, even if it is handwritten.
  3. Predicts payment type. ExpenseIt predicts the payment type, classifying the receipt as corporate card charge or cash.
  4. Reads and itemizes common hotel receipt types. ExpenseIt uses learning models to determine fields such as room rate, taxes, and other billed items.
  5. Easy to activate in the SAP Concur mobile app.
  6. Supports e-mail forward functionality. Digital receipts can be e-mailed directly to designated SAP Concur e-mail addresses.

Concur Request

Foresight Is 20/20

As business landscapes evolve, employees have more ways to spend money on a variety of things. From rail tickets to home office equipment, employee spending is the fuel that gets the work done.

Concur Request offers simplicity, control, and integration for the spend request and approval process. Requesters benefit from an easy-to-use system that automates their travel requests from planning through approval and booking. Meanwhile, managers gain visibility to make informed decisions and the control to help stay on budget. In some regions, such as Germany, India, and parts of APJ, Concur Request is often a required product to sit alongside Concur Expense.

Review the following video to learn more about Concur Request.

Request Assistant

Request Assistant is a new powerful feature available now in Concur Request. It combines the power of Concur Request and generative AI to provide employees with intelligent cost estimates for their trips, saving them time and effort. There is no extra cost for this feature and it's easy for admins to activate by policy.

  • The tool provides estimated costs and explanations for the pricing of each segment.
  • Users can make adjustments based on their trip needs, such as flight class, number of connections, and hotel ratings, and then update the estimated costs based on the adjustments.
  • The estimated costs are automatically added to the request as expected expenses. Users can add additional expenses and other details as needed prior to submission.
  • Future versions of the service will include SAP Concur data, along with company-specific policy guidance, to create a personalized experience.

Select the play button to watch the video on Request Assistant.

Integration

While Concur Request can be used standalone, our customers can choose to integrate it with many SAP and SAP Concur solutions. This integration amplifies and extends the value of their portfolio and ensures enhanced functionality in budgeting, travel allowances, duty of care, and more. Our customers typically integrate Concur Request with Concur Expense for two reasons:

  • To ensure that there is a preapproval in place for specific expenses.
  • To compare the approved amount and the expense amount.

Summary

  • Concur Request streamlines expense management by requiring employees to complete a request detailing anticipated expenses, which must pass through an established approval workflow before any costs are incurred.
  • Concur Request enhances organizational spend visibility and ensures compliance with company policies by enabling customization of expense types and approval processes, ensuring all expenditures are preapproved by managers.
  • Concur Request provides convenience and flexibility by being accessible on web and mobile platforms, allowing for seamless integration from expense approval to direct booking through Concur Travel, facilitating straightforward management of expenses.
  • Concur Request Assistant uses generative AI to calculate the price of a journey before booking, the estimated costs are then added to the request.

Extended Solutions and Services

As well as the core SAP Concur solutions, we also offer extended solutions and services to increase value for our customers.

Compliance and Risk

SolutionDescriptionResource
Intelligent AuditIntelligent Audit helps drive compliance, identifies potential fraud, and minimizes workloads by using an intelligent technology solution and human auditors to help protect businesses and ensure proper spend. Intelligent Audit is managed by SAP Concur’s global team of auditors now applying AI/ML with human auditors validating the technology results.Intelligent Audit Website
VerifyVerify is our newest audit solution that uses ML & AI and easily configurable tools. Verify is a customer-managed solution and is perfect for customers that have an in-house auditing team. Verify reviews 100% of expense reports and it has a native integration into Concur Expense. Generally available in the U.S. and CA and on limited release in the UK and ANZ.Verify Website

Reporting

SAP Concur provides several different business intelligence solutions, depending on the type of company and their needs. Analytics Essentials (U.S. SMB customers) and Analysis (customers outside the U.S.) are included when a customer purchases Concur Travel and Expense, Concur Expense, and Concur Invoice.

These built-in reporting tools include the ability to view, filter, group, and export a set number of standard reports. Users can view KPI dashboards with KPI relevant to specific personas.

For customers who require further reporting capabilities, there are several premium solutions offering advanced functionality:

SolutionDescriptionResources
IntelligenceIntelligence consolidates expense, invoice, and travel data into a single, fully customizable interface presented in an easy-to-understand format. Users can choose from more than 200 preformatted reports to find the information most relevant to their tasks, or elevate their analysis by tailoring reports to their organization’s requirements. They can normalize data, configure triggered alerts, monitor exceptions via threshold-based notifications, schedule and burst reports, create drill-through reports, and access premium dashboards.Intelligence Website
Consultative IntelligenceConsultative Intelligence from SAP Concur is a premium, analyst-driven reporting service that pairs customers with dedicated Concur reporting experts to turn spend, travel, and invoice data into actionable insights aligned to business goals. The service builds and maintains custom reports and dashboards, delivers executive-ready analytics on a cadence, and provides guidance on KPIs, data quality, and best practices.Consultative Intelligence Website
Analytics (U.S. only)Analytics is the reporting and analytics capability that provides organizations visibility into all spend managed in SAP Concur. Analytics allows users to schedule and customize reports.Analytics Website
Data Delivery Service

The Data Delivery Service provides an automated stream of your current SAP Concur solutions data directly to your organization's system.

The Data Delivery Service is ideal for companies that want to ingest SAP Concur solutions data into their own data warehouse, or if a company uses other business intelligence tools for their standard reporting.

Data Delivery Service Website

Support Offerings

SAP Concur offers a range of solutions to support customers adopt, utilize, and maximize the value of their investment.

SolutionDescriptionResources
Concur Essential CareConcur Essential Care gives customers access to one or more consultants to help them manage their company’s existing configuration of SAP Concur.Essential Care One Pager
Concur Advanced CareConcur Advanced Care is a paid, high‑touch support add‑on for SAP Concur solutions. It provides a dedicated customer success contact, faster priority support, proactive system health checks, and helps with configuration and integrations.Advanced Care One Pager
Concur Select CareConcur Select Care is the top level of customer support that SAP Concur offers. Customers are assigned a designated Select Care Manager, 24x7 crisis support, quarterly service review, and reviews of product road maps.Select Care One Pager
User Support DeskWith User Support Desk, SAP Concur acts as the first point of contact via phone, UI link, online Knowledge Base, or even chat. The SAP Concur representatives are familiar with system configuration and capabilities built around your corporate policies and rules. They are also familiar with the supported mobile platforms used by your employees.User Supoprt Desk One Pager
WalkMe PremiumWalkMe for SAP Concur solutions is a digital adoption platform that enables customers to maximize the investment made in their SAP Concur solutions. WalkMe is embedded within every SAP Concur solution (desktop version). WalkMe for SAP Concur solutions offers smart guided walk-through features that help users understand how to work within SAP Concur solutions. Pop-up content and instructions point out the required fields users must complete and help them finish tasks, such as submitting an expense report. WalkMe Premium allows customers to fully customize the help popups and experiential learning that is offered to their users.WalkMe Premium One Pager

SAP Concur Solution Extensions

SAP Concur Solution Extensions is a product initiative comprised of strategic solutions marketed and sold by SAP Concur. These solutions are developed by a select group of independent software partners by invitation only. These solutions add competitive cross-solution and cross-industry functionality to our core SAP Concur products which complement our client’s business solutions. SAP Concur tests, validates through premium certification, road maps, and supports these solutions to meet the same standards of quality, commitment, and support our clients truly expect from SAP.

There are three SAP Concur Solution Extensions:

Solution ExtensionDescriptionResources
Concur Detect by OversightConcur Detect by Oversight uses Artificial Intelligence and machine learning to integrate with Concur Expense and assess expense reports against organizational policies. It automatically reviews reports before and after payment to detect errors, waste, fraud, and misuse, improving spend visibility and control. Analysis across multiple factors and risk severity scoring highlight issues so auditors can act before reimbursement, while post-payment analytics uncover anomalies or potential fraud and inform best practices for compliance and education.Sales Deck

Demo Video

Concur Tax Assurance by Blue dotConcur Tax Assurance by Blue dot helps customers reduce tax compliance risks, maximize profitability, and streamline operational efficiency. An automated AI/ML tool reviews expense reports, finds opportunities to reclaim VAT/HST/GST, and flags expenses with missing or non-compliant tax documents, helping customers correct errors before filing their taxes. In some cases, Concur Tax Assurance is able to assist with acquiring compliant documents and even submit foreign tax recovery claims.Sales Brochure

Demo Video

Concur Benefits Assurance by Blue dotConcur Benefits Assurance by Blue dot helps organizations achieve compliance by simplifying and automating the process of identifying taxable employee benefits within expense reports, enabling companies to accurately track, report, and calculate taxable employee benefits.Sales Brochure

Demo Video

The SAP Concur App Center

The SAP Concur App Center offers prebuilt partner integrations that work with SAP Concur core products to help solve the challenges our customers face. Whether it's enhancing the traveler experience, streamlining financial processes, or ensuring compliance with tax regulations, App Center partner integrations help our customers maximize the value of their SAP Concur solutions.

Apps that can manage project expenses, validate e-receipts, and manage spending reporting requirements for the life science industry particularly help Concur Expense customers.

The App Center is our open platform for extending SAP Concur solutions. It improves our competitive advantage and our ability to meet customer requirements in different geographies and industries.

Review the following video to learn more about the value that partner integrations bring our customers.

The App Center at a Glance

The App Center offers two main groups of partner integrations; free-to-use connections and enterprise applications. It can be accessed from the SAP Concur solution home page or the SAP Concur website. Review the following image to learn more about typical apps available in the App Center.

The image shows the SAP Concur App Center showing app tiles from United Airlines, Delta, Uber for Business, Sixt, Lufthansa Group, and Hertz.

Summary

  • SAP Concur centralizes expense, travel, and invoice management for greater visibility, compliance, and process efficiency.
  • The new Concur Travel solution delivers a user-friendly, personalized booking experience with enhanced search and sustainability data.
  • Complete by SAP Concur and Amex GBT is our new integrated travel and expense solution, integration travel booking, travel servicing, enhanced supplier content, and expense management in one platform.
  • ExpenseIt automates receipt capture and expense creation, reducing errors and streamlining reimbursement through the SAP Concur mobile app.
  • Compliance, audit, and reporting: SAP Concur offers Intelligent Audit, which combines AI/ML with human auditors, and Verify, a customer‑managed service that performs a 100% expense review. Reporting is supported by built‑in KPIs and premium options, including Intelligence, Consultative Intelligence, Analytics (U.S.), and the Data Delivery Service.
  • Support and adoption: Customers can choose from Essential, Advanced, and Select Care tiers, with the User Support Desk providing first‑line assistance. WalkMe Premium delivers embedded, customizable in‑app guidance to help maximize SAP Concur adoption.
  • The SAP Concur App Center provides over 250 partner integrations to extend functionality and address business, industry, and regional needs.
  • Solution Extensions are partner-developed solutions extend functionality to SAP Concur solutions, making our products more robust to fit our customer's unique needs.