Describing the SAP Digital Payments Add-On

The SAP Digital Payments add-on should be used for the secure and compliant handling of credit card payments of your business partners and the payments processing via payment service providers (PSP).

The SAP Digital Payments add-on provides the following key points for your business:

• Automation means, that you can increase efficiency and reduce errors in reconciliations in the finance department.
• Compliance means, that sensitive payment method data is stored out of your system to avoid PCI audit requirements.
• SAP S/4HANA Integration means, that SAP Digital Payments is tightly integrated with the SAP S/4HANA Cloud for Contract Accounting and Invoicing.
• Total Cost of Ownership reduction means, that future-proof services can be used across your system infrastructure.

The example shows the usage of SAP Digital Payments to clear open receivables via credit card payment during the payment run.

The preconditions are, that in the contract account master data, the incoming payment method is set to Credit Card and that the credit card ID is maintained in the business partner master data.

The processing steps are as follows:

1. The open items are payed and cleared in the payment run with the payment method Credit Card. As a result, the payment document is posted.
2. The payment document is sent to the payment service provider with the SAP Fiori app Process Payment Cards and the job template Process Payment Cards via SAP Digital Payments.
3. The payment advice notes are retrieved periodically from SAP Digital Payments with the SAP Fiori app Process Payment Cards and the job template Import Payment Advice Note Data from Digital Payments. When storing the payment advice notes, the payment document is assigned.
4. The imported payment advice note is processed with the SAP Fiori app Process Payment Cards and the job template Import Payment Advice Note Data from Digital Payments and the processing type Received Response. Charges and taxes can be posted as well.
5. The bank statement processing clears the created postings on the clearing account.